Articles Tagged "For Buyers"

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Buy a House | 5 Posts
Central PA | 13 Posts
Danville, PA | 2 Posts
Homeowners | 17 Posts
Lewisburg, PA | 12 Posts
Sell a Home | 6 Posts
August
29

Your dream home may be a bust once you learn a little more about it. Here's what you should do before making any offers.

You've found a home you love and are ready to make an offer. Before you present the offer to the seller, our real estate agents suggest doing a few things to ensure the home is right for you.

  • Explore the Home's Total Expenses
    Perhaps you've taken the time to get pre-approved for your mortgage and think you have an idea of your budget's ideal mortgage payment. However, there are other costs associated with a home that you need to consider.

    Property taxes can add hundreds of dollars to your monthly mortgage payment. Homeowner's insurance for the home and any HOA (homeowners' association) fees required for the property can dramatically increase your monthly expenses for the property.

    Utilities, like electricity, gas, internet, and TV, are another cost that can put a dent in your budget. 
  • Check Out the Area at Different Times of the Day
    Try to visit the home at various times of the day to confirm that it's a good fit for your household.

    Perhaps you envision a neighbor with a community atmosphere, where families go for walks and spend the evenings enjoying their outside spaces. If the neighborhood is a ghost town when you visit on the weekends or evenings, the neighborhood's atmosphere may not suit your ideal lifestyle.

    Plan on commuting to your job? Consider driving the route from the property to your workplace so that you have a more accurate idea of your commute time. Traffic during busy periods can instantly turn a short commute into an hours-long ordeal. 
  • Learn More About the Local Real Estate Market
    You need to understand the local real estate market to make an appropriate offer on the property. This includes items like the selling prices for comparable properties, whether the area is favoring buyers and sellers, and how long the home has been on the market.

    All these details influence the terms of your proposed offer. Your real estate agent showing you Lewisburg homes for sale is an excellent resource for understanding your local real estate market and providing guidance for your home offer. 
  • Confirm That Any Improvements Were Done Legally
    Home renovations are a terrific way to increase the value of a property, but it's important to confirm that the previous and current homeowners acquired the needed permits for the project.

    Check with your city's local building department to see if any permits have been issued for the home. 
  • Get More Info About the Home's Major Systems
    Ask questions to help you learn when the home's major systems, like the roof, plumbing, HVAC system, and electrical network, were last updated.

    If the home is due or past due for costly repairs or replacements, factor these costs in when deciding how much to offer for the property. 

Following a few simple tips will ensure that you're prepared to make an offer on a home. Ready to begin your home search? Contact us to get started!

July
6

Looking for a home in the Susquehanna River Valley? Lewisburg may have all you need.

Though some think of Lewisburg as primarily a college town, the residents know this historic city is a terrific spot for anyone to call home. Our real estate agents also know that the town has a lot to offer potential residents. Check out a few reasons you should plan a move to Lewisburg.

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May
9

If you want to buy a home but haven't been saving up, you need to start. Here's how you can determine how much to put away.

There are a lot of expenses associated with purchasing a home, like the down payment, money for moving expenses, and loan fees. Fortunately, setting aside a little money now will ensure that you're prepared for the costs of buying a home. Here are a few guidelines our real estate agents suggest following to help you get started.

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September
28

First-Time Buyers - 2020 Changes - CENTURY 21 Mertz & Associates

Buying a first home is never a simple process. Even at the best times, finding a good home comes with lots of stressors, from loan approvals to bidding wars. But buying your first house during the COVID-19 pandemic? That comes with its unique set of issues to deal with. While a first-time homebuyer can ask friends and family about the home-buying process, we've never experienced such a crisis before, so you'll be navigating uncharted waters.

The pandemic has brought many challenges, but you don't have to put your homeownership dream on hold. Things are a bit different than they were pre-COVID, but our real estate agents give you these tips to help you navigate the current market conditions as a first-time homebuyer.

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July
13

Moving Day Countdown - CENTURY 21 Mertz & Associates

Moving can be tiring and stressful, but when you have a home waiting for you at the end of the process, it's all worth it.

Our real estate agents have put together the following countdown checklist to help you when moving day is about four weeks away.

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